Housing loan requirements for Single or Married locally employed buyers.
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3pcs. 1×1 ID Picture (for Buyer)
labeled w/ name and Unit ID at the back
-
2 kinds of Valid ID’s with 3 specimen signature (Photocopy only) (for Buyer & Spouse)
SSS, GSIS, Driver’s License, Voter’s, PRC
Passport – validity date should not be expired
Postal ID’s are allowed for AIF only (or unemployed spouse)
-
Residence Certificate for the Current Year (Cedula) (for Buyer and Spouse)
Must always update every year.
-
Certificate of No Marriage (CENOMAR) (for Buyer)
If Buyer is single.
-
Birth Certificate (for Buyer)
If Buyer is single.
-
Marriage Contract (for Buyer)
If Buyer is married.
-
Tax Identification Number (TIN) (for Buyer and Spouse)
-
Latest Proof of Billing (for Buyer)
Must always update. Valid for 6 months only.
Should bear the same address as you have indicated in your Buyer’s Information Sheet (BIS) and should be dated/issued at least within the month of submission date.
If billing is not under buyer’s name, attach certification and valid ID (photocopy) of owner.
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Income Tax Return (ITR) (for Buyer)
Should be most recent one.
-
Certificate of Employment (for Buyer)
Should be most recent one.
-
Payslip (for Buyer)
Should be most recent one.
-
Postdated Checks (for Buyer)
15 pcs. for Downpayment
9 pcs. for Amortization
Housing loan requirements for Single or Married OFW buyers.
-
3pcs. 1×1 ID Picture (for Buyer, Spouse & Atty-in-Fact)
labeled w/ name and Unit ID at the back.
-
2 kind of Valid ID’s with 3 specimen signature (Photocopy only) (for Buyer & Spouse)
SSS, GSIS, Driver’s License, Voter’s, PRC, Passport
Postal ID’s are allowed for AIF only (or unemployed spouse)
Passport – validity date should not be expired (for Buyer)
Must have date of arrival & departure
-
Residence Certificate for the Current Year (Cedula) (for Spouse & Atty-in-Fact)
Must be always updated every year.
-
Certificate of No Marriage (CENOMAR) (for Buyer)
If Buyer is single.
-
Birth Certificate (If single) (for Buyer)
-
Marriage Contract (if married) (for Buyer)
-
Tax Identification Number (TIN) (for Buyer)
-
Latest Proof of Billing (for Buyer)
Must always update. Valid for 6mos. only
Should bear the same address as you have indicated in your Buyer’s Information Sheet (BIS) and should be dated/issued at least within the month of submission date.
If billing is not under buyer’s name, attach certification and valid ID (photocopy) of owner.
-
Certificate of Employment (for Buyer)
Should be most recent one.
-
Payslip (for Buyer)
Should be most recent one.
-
Postdated Checks (for Buyer)
15 pcs. for Downpayment
9 pcs. for Amortization
-
ADDITIONAL REQUIREMENT IF BUYER IS MARRIED TO A FOREIGNER:
Waver of Rights (Should be notarized in current country)
Marital Consent Form (METROBANK Account Only)
Housing loan requirements for Single or Married locally employed buyers.
-
3pcs. 1×1 ID Picture (for Buyer)
labeled w/ name and Unit ID at the back
-
2 kinds of Valid ID’s with 3 specimen signature (Photocopy only) (for Buyer & Spouse)
SSS, GSIS, Driver’s License, Voter’s, PRC
Passport – validity date should not be expired
Postal ID’s are allowed for AIF only (or unemployed spouse)
-
Residence Certificate for the Current Year (Cedula) (for Buyer & Spouse)
Must be always update every year.
-
Certificate of No Marriage (CENOMAR) (for Buyer)
If Buyer is single.
-
Birth Certificate (for Buyer)
If Buyer is single.
-
Marriage Contract(for Buyer)
If Buyer is married.
-
Tax Identification Number (TIN) (for Buyer & Spouse)
For buyer and spouse.
-
Latest Proof of Billing (for Buyer)
Must always update. Valid for 6mos. only
Should bear the same address as you have indicated in your Buyer’s Information Sheet (BIS) and should be dated/issued at least within the month of submission date.
If billing is not under buyer’s name, attach certification and valid ID (photocopy) of owner.
-
Income Tax Return (ITR) (for Buyer)
Should be most recent one
-
Postdated Checks (for Buyer)
24 pcs. for Downpayment
36 pcs. for Amortization
9 pcs. Real Property Tax
1 pc. Guarantee check
70 pcs. Total Checks to Submit
-
ADDITIONAL REQUIREMENT IF BUYER IS MARRIED TO A FOREIGNER:
Waver of Rights (Should be notarized in current country)
Housing loan requirements for Single or Married OFW buyers.
-
3pcs. 1×1 ID Picture (for Buyer, Spouse & Atty-in-Fact)
labeled w/ name and Unit ID at the back.
-
2 kinds of Valid ID’s with 3 specimen signature (Photocopy only) (for Buyer & Spouse)
SSS, GSIS, Driver’s License,
Voter’s, PRC, Passport
Postal ID’s are allowed for AIF only (or unemployed spouse)
Passport – validity date should not be expired (for Buyer)
must have date of arrival & departure
-
Residence Certificate for the Current Year (Cedula) (for Spouse & Atty-in-Fact)
Must be always update every year
-
Certificate of No Marriage (CENOMAR) (for Buyer)
If Buyer is single
-
Birth Certificate (for Buyer)
If Buyer is single
-
Marriage Contract (for Buyer)
If Buyer is married.
-
Tax Identification Number (TIN)
For Buyer.
-
Latest Proof of Billing (for Buyer)
Must be always updated Valid for 6mos. only
Should bear the same address as you have indicated in your Buyer’s Information Sheet (BIS) and should be dated/issued at least within the month of submission date.
If billing is not under buyer’s name, attach certification and valid ID (photocopy) of owner.
-
Postdated Checks (for Buyer)
24 pcs. for Downpayment
36 pcs. for Amortization
9 pcs. Real Property Tax
1 pc. Guarantee check
70 pcs. Total Checks to Submit
-
ADDITIONAL REQUIREMENT IF BUYER IS MARRIED TO A FOREIGNER:
Waver of Rights (Should be notarized in current country)